Travel insurance is insurance that is intended to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling, either within one's own country, or internationally. Temporary travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a more extensive, continuous insurance can be purchased from travel insurance companies, travel agents or directly from travel suppliers, such as cruiselines or tour operators. However, travel insurance purchased from travel suppliers tends to be less inclusive than insurance offered by insurance companies. Travel insurance often offers coverage for a variety of travelers. Student travel, business travel, leisure travel, adventure travel, cruise travel, and international travel are all various options that can be insured.

 

The most common risks that are covered by travel insurance are:

• Medical/dental expenses

• Emergency evacuation/repatriation of remains

• Trip cancellation/interruption

• Accidental death, injury or disablement benefit

• Overseas funeral expenses

• Delayed departure, missed connection

• Lost, stolen or damaged baggage, personal effects or travel documents

• Delayed baggage (and emergency replacement of essential items)

• Legal assistance

• Trip Cancellation

• Flight Connection was missed due to airline schedule

• Travel Delays due to weather

• Medical Emergency and hospital care (Accident or Sickness)

 

ACCREDITED INSURANCE

 

1. BLUE CROSS